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-===== Find Government Grants and Concessions in Australia and Tasmania =====
-This page provides a comprehensive list of the best websites that Australians, particularly those living in Tasmania, can use to find and apply for government grants, concessions, and financial support. These sites include official government portals, local resources, and grant directories that simplify the process of accessing various financial assistance programs.
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-Here are the top websites, with full URLs, that Australians and Tasmanians can use to find government grants, concessions, and other forms of financial support:
-**1. Australian Government Grants and Support:**
-  * **URL**: [[https://www.grants.gov.au|https://www.grants.gov.au]]
-  * **Description**: This is the Australian Government's central website for locating grants. The site includes a searchable directory of all current and upcoming grant programs across Australia.
-  * **What it does**: Users can search for specific grants based on their eligibility, location, and grant type. The site covers areas such as business, community services, education, and more. It also provides resources for learning how to apply for these grants.
-**2. Services Australia - Payments and Concessions:**
-  * **URL**: [[https://www.servicesaustralia.gov.au|https://www.servicesaustralia.gov.au]]
-  * **Description**: Services Australia provides detailed information about concessions, rebates, and other financial assistance programs available to individuals and families.
-  * **What it does**: This site helps Australians access payments such as family assistance, childcare subsidies, pensions, and concession cards for healthcare and utilities. It includes a section specifically for Tasmanians regarding concessions on transport, utilities, and healthcare.
-**3. Business Tasmania - Grants and Funding:**
-  * **URL**: [[https://www.business.tas.gov.au/home/grants_and_funding|https://www.business.tas.gov.au/home/grants_and_funding]]
-  * **Description**: This Tasmanian Government portal provides a range of grants and funding opportunities available for businesses operating in Tasmania.
-  * **What it does**: Business Tasmania offers grants for business start-ups, innovation, and growth. The site provides detailed guidelines, eligibility criteria, and application processes for each available grant.
-**4. Department of State Growth Tasmania - Financial Assistance:**
-  * **URL**: [[https://www.stategrowth.tas.gov.au/grants_and_funding_opportunities|https://www.stategrowth.tas.gov.au/grants_and_funding_opportunities]]
-  * **Description**: The Department of State Growth in Tasmania offers grants, loans, and financial assistance to both individuals and businesses.
-  * **What it does**: This portal is ideal for Tasmanians looking for assistance with business growth, energy-saving initiatives, arts and culture funding, and community development projects. It also offers loans and other financial aid for regional and small businesses.
-**5. Grants Assist - Tasmanian Focused Directory:**
-  * **URL**: [[https://www.grantsassist.com.au|https://www.grantsassist.com.au]]
-  * **Description**: Grants Assist is a platform that helps Australians find government and private grants, with a specific focus on opportunities available in Tasmania.
-  * **What it does**: This directory provides a search tool to filter grants by industry, location, and purpose, making it easier for Tasmanians to find relevant financial support programs.
-**6. My Aged Care - Australian Government:**
-  * **URL**: [[https://www.myagedcare.gov.au|https://www.myagedcare.gov.au]]
-  * **Description**: My Aged Care is a platform that assists older Australians, including those in Tasmania, with information about aged care services and government funding options.
-  * **What it does**: This site helps senior Australians access home care packages, residential care funding, and other aged care services. It also includes detailed guides on how to apply for financial assistance and concessions related to aged care.
-**7. Department of Human Services Tasmania - Concessions:**
-  * **URL**: [[https://www.dhhs.tas.gov.au/humanservices/concessions|https://www.dhhs.tas.gov.au/humanservices/concessions]]
-  * **Description**: The Department of Health and Human Services Tasmania provides a comprehensive list of concessions available to Tasmanian residents.
-  * **What it does**: This page covers all available concessions, including those for healthcare, education, utilities, transport, and housing. It's an essential resource for Tasmanian residents seeking government support to reduce living expenses.
-**8. Australian Government Department of Education - Scholarships and Grants:**
-  * **URL**: [[https://www.education.gov.au/scholarships-and-grants|https://www.education.gov.au/scholarships-and-grants]]
-  * **Description**: This official government website lists various scholarships and grants available to Australian students, including specific programs for Tasmanian students.
-  * **What it does**: It provides detailed information on how to apply for scholarships, bursaries, and grants for primary, secondary, and tertiary education. It is particularly useful for families looking for financial aid for their children’s education.
-**9. Energy Concession Schemes in Tasmania:**
-  * **URL**: [[https://www.energy.gov.au/rebates|https://www.energy.gov.au/rebates]]
-  * **Description**: The energy.gov.au website lists all energy rebates and concession schemes available across Australia, including Tasmanian-specific schemes.
-  * **What it does**: Tasmanian residents can access information about discounts on electricity, gas, and other utilities, ensuring households receive financial relief on their energy bills.
-**10. Tasmanian Community Fund:**
-  * **URL**: [[https://www.tascomfund.org|https://www.tascomfund.org]]
-  * **Description**: This fund provides financial support to projects that benefit Tasmanian communities, ranging from environmental initiatives to social services.
-  * **What it does**: Tasmanian non-profits, community groups, and individuals can apply for grants that aim to improve the well-being of Tasmanian communities. The fund supports both small and large projects across a variety of sectors.
-**11. Business Grants:**
-  * **URL**: [[https://australiangrants.org|https://australiangrants.org]]
-==== National Grant Databases ====
-  * [[https://www.grants.gov.au|Grants.gov.au]] ''Australia’s central hub for government grants (federal, state, and local).''
-  * [[https://www.grants.gov.au/grantconnect|GrantConnect]] ''Federal government grants portal (requires free registration).''
-  * [[https://business.gov.au/grants-and-programs|Business.gov.au Grants & Programs]] ''Grants for businesses, including regional and sector-specific opportunities.''
-==== Victoria-Specific Grants ====
-  * [[https://www.vic.gov.au/grants|Victorian Government Grants]] ''All state-funded grants in Victoria (community, environment, business).''
-  * [[https://www.rdv.vic.gov.au/grants|Regional Development Victoria (RDV)]] ''Grants for regional Victoria (businesses, infrastructure, innovation).''
-  * [[https://www.melbourne.vic.gov.au/community/grants|Melbourne City Council Grants]] ''Local grants for community projects in Melbourne.''
-==== Tasmania-Specific Grants ====
-  * [[https://www.business.tas.gov.au/grants|Tasmanian Government Grants]] ''State-funded grants for businesses, communities, and individuals.''
-  * [[https://www.hobartcity.com.au/Community/Grants|Hobart City Council Grants]] ''Local grants for Hobart-based initiatives (arts, environment, events).''
-  * [[https://www.tascomfund.org|Tasmanian Community Fund]] ''Supports community projects across Tasmania.''
-==== Philanthropic & Non-Profit Grants ====
-  * [[https://www.ourcommunity.com.au/grants|Our Community Grants Hub]] ''National database for non-profit and community grants.''
-  * [[https://www.philanthropy.org.au|Philanthropy Australia]] ''Directory of philanthropic trusts and foundations.''
-  * [[https://www.ianpotter.org.au|The Ian Potter Foundation]] ''Funds projects in health, education, arts, and the environment (national).''
-==== General Grant Search Tools ====
-  * [[https://www.smartygrants.com.au|SmartyGrants Grants Search]] ''Platform used by grant-makers (search open opportunities).''
-  * [[https://probonoaustralia.com.au/grants|Pro Bono Australia Grants Directory]] ''Free directory for non-profits and social enterprises.''
-  * [[https://www.frrr.org.au|FRRR (Foundation for Rural & Regional Renewal)]] ''Grants for rural communities in Victoria, Tasmania, and beyond.''
-==== Search Tips ====
-  * **Filter by location**: Use state/council websites to narrow down region-specific grants.
-  * **Sign up for alerts**: Most portals allow email notifications for new grants.
-  * **Check eligibility**: Review criteria carefully before applying.
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-===== Conclusion =====
-These websites offer valuable resources to help Australians, and specifically Tasmanians, access government grants, concessions, and other financial support services. Whether you’re looking for business funding, community project grants, or personal financial assistance, these platforms provide all the necessary tools and information.
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-====== Best Hobart Suburbs for Culture, Social Life, Affordability and Low Crime ======
-Based on local insights and recent discussions, here are some recommended areas in and around Hobart that balance access to cultural and social amenities, entertainment, affordability, and low crime:
-===== New Town =====
-[[https://www.google.com/maps/place/New+Town+TAS+7008,+Australia/@-42.8617367,147.2965313,4016m/data=!3m1!1e3!4m6!3m5!1s0xaa6e7486d92719e5:0x503c94dd0de1680!8m2!3d-42.8558914!4d147.3034899!16zL20vMDM3dzJt!5m1!1e1?authuser=0&entry=ttu&g_ep=EgoyMDI1MDIyNC4wIKXMDSoASAFQAw%3D%3D|New Town Google Maps]]
-  * **Character & Community:**
-    * A mix of older character homes and modern developments
-    * Strong community feel with lower crime rates
-  * **Location Benefits:**
-    * Close proximity to North Hobart’s thriving cafe, bar, and arts scene
-    * More affordable than some inner-city suburbs while still being near central amenities
-===== North Hobart =====
-[[https://www.google.com/maps/place/North+Hobart+TAS+7000,+Australia/@-42.8714738,147.3073531,2007m/data=!3m2!1e3!4b1!4m6!3m5!1s0xaa6e7596a8beff1f:0x503c94dd0de1690!8m2!3d-42.8707933!4d147.3166017!16zL20vMDQxZ2x0!5m1!1e1?authuser=0&entry=ttu&g_ep=EgoyMDI1MDIyNC4wIKXMDSoASAFQAw%3D%3D|North Hobart Google Maps]]
-  * **Vibrant Cultural Life:**
-    * Renowned for boutique shops, restaurants, live music, and creative spaces
-    * A dynamic urban vibe perfect for those seeking active social and cultural experiences
-  * Considerations:
-    * Prices here can be higher, so budget flexibility is key for enjoying the lifestyle
-===== Moonah (Selected Areas) =====
-[[https://www.google.com/maps/place/Moonah+TAS+7009,+Australia/@-42.8474201,147.2543869,16066m/data=!3m2!1e3!4b1!4m6!3m5!1s0xaa6e74dfaf1c56d1:0x503c94dd0de1630!8m2!3d-42.8462562!4d147.2945823!16zL20vMDZmeTJf!5m1!1e1?authuser=0&entry=ttu&g_ep=EgoyMDI1MDIyNC4wIKXMDSoASAFQAw%3D%3D|Moonah Google Maps]]
-  * **Affordability & Gentrification:**
-    * Noted for being relatively affordable with potential for long-term investment as parts of the area gentrify
-    * Offers a balance between community facilities and central Hobart accessibility
-  * **Caveats:**
-    * Some pockets may have mixed reputations; researching specific streets or blocks is recommended
-===== Additional Considerations =====
-  * **Lifestyle vs. Budget:**
-    * New Town is ideal if you want a quiet suburb with easy access to cultural hubs
-    * North Hobart suits those who prefer a busier, more vibrant urban environment (with a potential premium in cost)
-    * Moonah offers an affordable compromise, provided you select the right neighborhood