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--- relationship_key [2024/09/21 13:48] – thesaint
+++ relationship_key [2025/04/19 04:19] (current) – [Fun Fact: The Power of Wealth (And What *You* Can Do)] thesaint
@@ Line 4: / Line 4: @@
 ===== Key to a great relationship and a happy marriage... =====
 ----
+I BELIEVE THAT WE MUST GIVE 100% (our all) REGARDLESS OF WHAT WE GET BACK.\\
+WE MUST TALK ABOUT EVERYTHING AND HAVE **NO** SECRETS.\\
+SECRETS BREED INSECURITIES AND INSECURITIES KILL RELATIONSHIPS.\\
+\\
+//if one gets nothing back...//\\
+//any relationship or marriage is like an investor,//\\
+//at some point they would like a return on their investment//\\
+//is it worth it to continue investing or is the investment dead?//\\
 \\
 == by David Maree ==
-  - **Communication:**     Open, honest, and respectful communication helps resolve conflicts and build trust.
+  * **Communication:**     Open, honest, and respectful communication helps resolve conflicts and build trust.
-  - **Let go:**     Don't hold on yo the past. Let it go. Don't hold grudges and resentment.
+  * **Let go:**     Don't hold on to the past. Let it go. Don't hold grudges and resentment.
-  - **Trust:**     Trusting each other 100% is fundamental to a strong, long-lasting relationship. Distrust breads insecurities and insecurities and distrust KILLS RELATIONSHIPS.
+  * **Trust:**     Trusting each other 100% is fundamental to a strong, long-lasting relationship. Distrust breeds insecurities, and insecurities and distrust KILLS RELATIONSHIPS.
-  - **Respect:**     Treat each other with kindness and respect, even during disagreements.
+  * **Respect:**     Treat each other with kindness and respect, even during disagreements.
-  - **Compromise:**     Finding middle ground and being flexible is crucial in maintaining balance in the relationship.
+  * **Honesty:**     Be open and honest.
-  - **Support:**     Be each other’s biggest supporter, offering encouragement and help in all aspects of life.
+  * **Honour:**     Honour each other.
-  - **Quality Time:**     Spending meaningful time together strengthens the bond and connection.
+  * **Compromise:**     Finding a middle ground and being flexible is crucial in maintaining balance in the relationship.
-  - **1on1 Time:**     Spend alone time together time.
+  * **Support:**     Be each other’s biggest supporter, offering encouragement and help in all aspects of life.
-  - **Shared Goals and Values:**     Align on important life goals and values, such as family, finances, and lifestyle.
+  * **Quality Time:**     Spending meaningful time together strengthens the bond and connection.
-  - **Patients and Understanding:**     Accept each other’s imperfections and be patient through challenges.
+  * **1on1 Time:**     Spend alone time together time.
-  - **Appreciation:**     Show gratitude for each other’s contributions and express love regularly.
+  * **Shared Goals and Values:**     Align on important life goals and values, such as family, finances, and lifestyle.
-  - **Intimacy:**   Maintain physical and emotional intimacy to nurture the relationship.
+  * **Patients and Understanding:**     Accept each other’s imperfections and be patient through challenges.
-  - **Finance:**   Financial openness and common goals. Financial stress is often the end of relationship, so working together is key.
+  * **Appreciation:**     Show gratitude for each other’s contributions and express love regularly.
-  - **Tone:**   Talk to your partner like you want them to be around for another 100yrs
+  * **Intimacy:**   Maintain physical and emotional intimacy to nurture the relationship.
+  * **Finance:**   Financial openness and common goals. Financial stress is often the end of a relationship, so working together is key.
+  * **Tone:**   Talk to your partner like you want them to be around for another 100yrs
 ----
@@ Line 31: / Line 41: @@
   * I love you more...
   * Miss you more...
-  * Your hot more...
+  * You're hot more...
   * Good morning more...
   * Good night more...
   * How was your day more...
   * How's work more...
-**...there's NEVER a too much of these**.
+**...there's NEVER too much of these**.
 ===== DOES THE OTHER PERSON MATTER TO YOU? =====
 ==== Show them !!!!====
+----
+===== FINANCE =====
+==== Relationship KILLER ====
+==== Financial Teamwork is a Relationship SAVER ====
+A quick look at two popular budgeting frameworks for managing personal finances:
+^ Category           ^ 50/30/20 Rule                         ^ 75/15/10 Rule                          ^
+| **Essentials**     | 50% – Needs                          | 75% – Core Expenses (Living Costs)     |
+|                    | Housing, utilities, food, transport  | Rent, bills, food, essentials          |
+|                    | Minimum debt payments                |                                        |
+|                    |                                      |                                        |
+| **Wants**          | 30% – Lifestyle                      | 15% – Discretionary Spending           |
+|                    | Dining out, hobbies, entertainment   | Non-essential shopping, entertainment  |
+|                    | Vacations, subscriptions             | etc.                                   |
+|                    |                                      |                                        |
+| **Savings & Debt** | 20% – Savings & Extra Debt Repay     | 10% – Savings                          |
+|                    | Emergency fund, investments          | Emergency fund, retirement, etc.       |
+|                    | Extra loan payments                  |                                        |
+----
+=== Key Differences ===
+  * **75/15/10** is more conservative, prioritizing living expenses heavily – good for high-cost areas or tighter budgets.
+  * **50/30/20** gives more flexibility and balance between needs, wants, and savings – great for general financial discipline.
+----
+**Tip:** Choose a model that fits your lifestyle, income level, and financial goals.
+You can also tweak either rule to build your own custom ratio.
+**It's all about creating a balanced and practical plan for your money.**
+----
+====== Fun Fact: The Power of Wealth (And What *You* Can Do) ======
+**There are approximately 3,028 Billionaires in the world**, controlling **US$16.1 Trillion** in total net worth. \\
+Not impressed? Let's go bigger:  \\
+**There are over 58 million Millionaires** globally (yes, each billionaire is technically one of them too), together accounting for a colossal **US$213.8 Trillion**.\\
+\\
+----
+=== Imagine This ===
+What if just **10%** of that total wealth went toward global betterment annually?
+* Solar infrastructure.
+* Environmental restoration.
+* Public health and education upliftment.
+The world would be transformed, year after year. But... that's not how it's going (yet).
+----
+=== Here’s the Real Takeaway ===
+We can't all be billionaires.
+We can’t all be millionaires.
+But each of us can **do something**.
+Take this example:  \\
+In **2019**, **my family and I donated trees** to a nature reserve.  \\
+In **2029**, those trees will be converting **980 tons of fresh oxygen per year**.  \\
+That’s real. That’s making a difference for the benifit of....\\
+----
+**→ Everyone can do something. Start where you are, with what you have.**
+The world needs *you*, not your millions.
+A broad‑leaf Yellowwood that escapes logging, lightning and wind‑throw can easily reach\\
+–800 years, quite possibly over a millennium;\\
+the best growth‑rate data suggest an absolute biological ceiling somewhere around //1 200–1 500 years//\\
+Anything beyond that has not yet been scientifically confirmed.
+^ Seed condition ^ Clean seed mass per tree (kg) ^ Approx. viable seeds / tree / year* ^
+| Normal year     | 2 – 4 kg       | 3 400 – 11 000 |
+| Good “mast” year| up to 10 kg    | 17 000 – 28 000 |
+*//Rounded from://*
+  * Seeds / kg = (1 000 g ÷ 0.36 – 0.60 g) ≈ 1 700 – 2 800 raw seeds
+  * × 80 % average viability → ≈ 1 400 – 2 200 viable seeds / kg
+  * Multiplied by the kilogram range shown above.