This is an old revision of the document!
Table of Contents
see last modified date at base of all pages
Key to a great relationship and a happy marriage...
I BELIEVE THAT WE MUST GIVE 100% (our all) REGARDLESS OF WHAT WE GET BACK.
WE MUST TALK ABOUT EVERYTHING AND HAVE NO SECRETS.
SECRETS BREED INSECURITIES AND INSECURITIES KILL RELATIONSHIPS.
if one gets nothing back…
any relationship or marriage is like an investor,
at some point they would like a return on their investment
is it worth it to continue investing or is the investment dead?
by David Maree
- Communication: Open, honest, and respectful communication helps resolve conflicts and build trust.
- Let go: Don't hold on to the past. Let it go. Don't hold grudges and resentment.
- Trust: Trusting each other 100% is fundamental to a strong, long-lasting relationship. Distrust breeds insecurities, and insecurities and distrust KILLS RELATIONSHIPS.
- Respect: Treat each other with kindness and respect, even during disagreements.
- Honesty: Be open and honest.
- Honour: Honour each other.
- Compromise: Finding a middle ground and being flexible is crucial in maintaining balance in the relationship.
- Support: Be each other’s biggest supporter, offering encouragement and help in all aspects of life.
- Quality Time: Spending meaningful time together strengthens the bond and connection.
- 1on1 Time: Spend alone time together time.
- Shared Goals and Values: Align on important life goals and values, such as family, finances, and lifestyle.
- Patients and Understanding: Accept each other’s imperfections and be patient through challenges.
- Appreciation: Show gratitude for each other’s contributions and express love regularly.
- Intimacy: Maintain physical and emotional intimacy to nurture the relationship.
- Finance: Financial openness and common goals. Financial stress is often the end of a relationship, so working together is key.
- Tone: Talk to your partner like you want them to be around for another 100yrs
Remember to always...
- Hold hands more…
- Cuddle more…
- Hug more…
- Hold each other more…
- Say hello more…
- Goodbye more…
- I love you more…
- Miss you more…
- You're hot more…
- Good morning more…
- Good night more…
- How was your day more…
- How's work more…
…there's NEVER too much of these.
DOES THE OTHER PERSON MATTER TO YOU?
Show them !!!!
FINANCE
Relationship KILLER
Financial Teamwork is a Relationship SAVER
A quick look at two popular budgeting frameworks for managing personal finances:
| Category | 50/30/20 Rule | 75/15/10 Rule |
|---|---|---|
| Essentials | 50% – Needs | 75% – Core Expenses (Living Costs) |
| Housing, utilities, food, transport | Rent, bills, food, essentials | |
| Minimum debt payments | ||
| Wants | 30% – Lifestyle | 15% – Discretionary Spending |
| Dining out, hobbies, entertainment | Non-essential shopping, entertainment | |
| Vacations, subscriptions | etc. | |
| Savings & Debt | 20% – Savings & Extra Debt Repay | 10% – Savings |
| Emergency fund, investments | Emergency fund, retirement, etc. | |
| Extra loan payments |
Key Differences
- 75/15/10 is more conservative, prioritizing living expenses heavily – good for high-cost areas or tighter budgets.
- 50/30/20 gives more flexibility and balance between needs, wants, and savings – great for general financial discipline.
Tip: Choose a model that fits your lifestyle, income level, and financial goals. You can also tweak either rule to build your own custom ratio.
It's all about creating a balanced and practical plan for your money.
Fun Fact: The Power of Wealth (And What *You* Can Do)
There are approximately 3,028 Billionaires in the world, controlling a staggering US$16.1 Trillion in total net worth. Not impressed? Let's go bigger: There are over 58 million Millionaires globally (yes, each billionaire is technically one of them too), together accounting for a colossal US$213.8 Trillion.
Imagine This
What if just 10% of that total wealth went toward global betterment annually? * Solar infrastructure. * Environmental restoration. * Public health and education upliftment.
The world would be transformed, year after year. But… that's not how it's going (yet).
Here’s the Real Takeaway
We can't all be billionaires. We can’t all be millionaires. But each of us can do something.
Take this example: In 2019, my family and I donated trees to a nature reserve. Fast forward 7 years, and those trees will be converting 980 tons of fresh oxygen per year. That’s real. That’s tangible. That’s change.
→ Everyone can do something. Start where you are, with what you have. The world needs *you*, not your millions.